Inquiry
MoneySafe Mortgage can help get you pre-qualified before you start looking for a new house. This is an important first step. Some realtors require buyers to get pre-qualified before starting the house hunting process. With a prequalification mortgage letter in hand, you can narrow your search to find exactly the home you need. It also makes the mortgage application process that much smoother.
How can we help?
This is not a loan application. Simply tell us a little about yourself so we know how to help when we contact you.
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Someone from our office will reach out to you within 48 hours.
Credit
Lenders will look at your payment history, income, and current debts to determine how likely you are to pay your loan each month.
The number value assigned to your “reliability” is known as your credit score and is one of the biggest factors in getting approved for a mortgage. There are many websites that allow you to quickly check your credit & credit score for free. Two of our favorites:
If you have a credit score below 640, consider delving deeper into your report to make sure it is accurate. Stay current with all monthly payments and reduce debt where possible to boost your score.
Talk to an expert at MoneySafe Mortgage about your financial history, goals, and the path to
buy a home.
